Experience: 5 to 10 yrs.
- Oversight of Ghazanfar Bank asset quality
- Directly manage all Substandard, Doubtful & Bad and Loss accounts to maximize recovery and ensure that appropriate and timely loan loss provisions have been made.
- To approve (or decline), within delegated authority, Credit Applications recommended by RM. Where aggregate borrower exposure is in excess of approval limits, to provide recommendation to CEO for approval.
- To provide advice/assistance regarding all credit matters to line management/RMs
- Monitoring and reviewing processes to ensure risk and compliance arrangements are in place;
- Assessing clients Business Risk, Financial Risk, Management Risk and Security risk.
- Risk reporting in an appropriate way for different audiences, for example to the board of directors so they understand the most significant risks, to business heads to ensure they are aware of risks relevant to their parts of the business and to individuals to understand their accountability for individual risks
Negotiable Salary +food Allowance+ Single Accommodation+ Transport+ three times round air fare during a year from Afghanistan to Home Town
Education-
Bachelors or Masters in finance, accounting, finance, banking, economics, or related field.
Risk management professional training or certification such as FRM/ PRM desirable
Experience:
Bachelors or Masters in finance, accounting, finance, banking, economics, or related field.
Risk management professional training or certification such as FRM/ PRM desirable
Experience:
- 5- 7 years working experience in a bank ( preferred ),rating agency or finance company as a credit or risk management officer with responsibilities that included development &/ or participation in credit grading activities , portfolio management & credit review/approval ;
- Or 5 7 years experience in credit/ risk /fraud management in a financial institution ;
- Previous management experience ;
- Experience in default / fraud management ;
- Experience using risk management tools such as Risk Metrics ;
- Asset / Liability Management Experience
- Knowledge, Skills, Abilities:
- Strong understanding of risk exposure calculation methods ;
- Extensive knowledge of credit grading and rating concepts and the technical development of such underlying models.
- Strong analytical skills with a working knowledge in the principles of credit risk , market risk , operation risk , liquidity risk and finance ;
- Sound knowledge of investment risk and portfolio management concepts ;
- Understanding of other operational risks including IT security;
- Ability to clearly articulate and express a banks risk appetite ;
- Knowledge of policy development and implementation ;
- Strong command of risk management principles , tools and models ;
- In depth understanding of the regulatory , economic , sectors , clients and market environment and trends ;
- Excellent communication , organizational and managerial skills ;
- Have high ethical standards and integrity in both their personal and professional dealings
- Have broad experience in operational risk in banking
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